La Banque de d\u00e9veloppement local (BDL) a annonc\u00e9, samedi dans un communiqu\u00e9, une remise exceptionnelle, de 50%, sur la marge de profit des cr\u00e9dits \u00e0 la consommation de la finance islamique, destin\u00e9s \u00e0 l’acquisition d’une large gamme d’\u00e9quipements \u00e9lectrom\u00e9nagers et \u00e9lectroniques durant le mois du Ramadhan.<\/p>\n\n\n\n
Ces cr\u00e9dits relevant de la formule \u00ab\u00a0Mourabaha Consommation\u00a0\u00bb profitent d’une \u00ab\u00a0r\u00e9duction exceptionnelle de 50% sur la marge de profit, qui passe de 8,5% \u00e0 4,25%, permettant aux citoyens de financer leurs projets \u00e0 des conditions plus avantageuses\u00a0\u00bb durant le mois sacr\u00e9, indique la banque publique qui lance cette initiative pour la deuxi\u00e8me ann\u00e9e cons\u00e9cutive.<\/p>\n\n\n\n
Le montant du financement peut varier de 50.000 DA \u00e0 1.000.000 DA, et couvrir jusqu’\u00e0 100% de la valeur du bien TTC, pour \u00ab\u00a0des dur\u00e9es de remboursement flexibles allant de 3 \u00e0 36 mois\u00a0\u00bb, a-t-elle d\u00e9taill\u00e9.<\/p>\n\n\n\n
Ce financement permet l’acquisition d’une large gamme d’\u00e9quipements n\u00e9cessaires au foyer: appareils \u00e9lectrom\u00e9nagers (r\u00e9frig\u00e9rateurs, climatiseurs, machines \u00e0 laver, cuisini\u00e8res), mat\u00e9riel \u00e9lectronique et informatique, ainsi que diff\u00e9rents \u00e9quipements domestiques, conform\u00e9ment aux conditions pr\u00e9vues par la formule, a-t-elle pr\u00e9cis\u00e9, en invitant les citoyens souhaitant profiter de cette offre \u00e0 se rapprocher de l’une de ses agences pour \u00ab\u00a0b\u00e9n\u00e9ficier d’un financement s\u00fbr, flexible et \u00e9conomique\u00a0\u00bb.<\/p>\n\n\n\n
La Mourabaha Consommation est une formule de financement conforme aux principes islamiques, reposant sur \u00ab\u00a0la transparence et la clart\u00e9 des conditions\u00a0\u00bb et proposant une \u00ab\u00a0solution de financement avantageuse et accessible\u00a0\u00bb, rappelle la BDL.<\/p>\n","protected":false},"excerpt":{"rendered":"
La Banque de d\u00e9veloppement local (BDL) a annonc\u00e9, samedi dans un communiqu\u00e9, une remise exceptionnelle, de 50%, sur la marge de profit des cr\u00e9dits \u00e0 la consommation de la finance islamique, destin\u00e9s \u00e0 l’acquisition d’une large gamme d’\u00e9quipements \u00e9lectrom\u00e9nagers et \u00e9lectroniques durant le mois du Ramadhan. Ces cr\u00e9dits relevant de la formule \u00ab\u00a0Mourabaha Consommation\u00a0\u00bb profitent […]<\/p>\n","protected":false},"author":1,"featured_media":108108,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[104],"tags":[],"ppma_author":[163],"class_list":{"0":"post-108107","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-actualite"},"authors":[{"term_id":163,"user_id":1,"is_guest":0,"slug":"dknews","display_name":"dknews","avatar_url":"https:\/\/secure.gravatar.com\/avatar\/f56c36580f44a9d8e8535169273499b7dddc82045bcc254bf7d154ff6b485f62?s=96&d=mm&r=g","first_name":"","last_name":"","user_url":"https:\/\/dknews.dz","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/dknews.dz\/index.php\/wp-json\/wp\/v2\/posts\/108107","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dknews.dz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dknews.dz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dknews.dz\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dknews.dz\/index.php\/wp-json\/wp\/v2\/comments?post=108107"}],"version-history":[{"count":0,"href":"https:\/\/dknews.dz\/index.php\/wp-json\/wp\/v2\/posts\/108107\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dknews.dz\/index.php\/wp-json\/wp\/v2\/media\/108108"}],"wp:attachment":[{"href":"https:\/\/dknews.dz\/index.php\/wp-json\/wp\/v2\/media?parent=108107"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dknews.dz\/index.php\/wp-json\/wp\/v2\/categories?post=108107"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dknews.dz\/index.php\/wp-json\/wp\/v2\/tags?post=108107"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/dknews.dz\/index.php\/wp-json\/wp\/v2\/ppma_author?post=108107"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}